Qarz-e-Hasna

Qarz-e-Hasna (قرضِ حسنہ), or “benevolent loan,” is an Islamic financial model rooted in compassion, designed to offer interest-free loans to individuals in need. Unlike conventional loans, Qarz-e-Hasna aims to uplift, not profit — giving people the resources they need to take control of their futures.

Purpose-Driven Financial Support

We are currently conducting a detailed feasibility study to ensure proper budgeting, impact forecasting, and community alignment. The goal is not just to disburse funds, but to create a meaningful path to long-term empowerment and self-sufficiency.

Our program is anchored in three core objectives:

1. Interest-Free Microfinance Loans

Through Qarz-e-Hasna, we aim to provide accessible, interest-free capital to low-income individuals — especially those who have the potential to start or grow small businesses but are excluded from traditional banking systems. These funds can be used for:

• Starting or expanding a small enterprise

• Purchasing tools or inventory

• Covering essential operational costs

• Building local, community-based ventures

2. Self-Reliance and Empowerment

Financial support is only the beginning. Our initiative promotes self-reliance by:

• Encouraging responsible borrowing and repayment habits

• Offering mentorship and basic financial literacy training

• Supporting women and youth in marginalized communities

• Helping families transition from aid-dependent to self-sustained living

We empower individuals not only to dream but to build those dreams with dignity.

3. Promoting Entrepreneurship and Job Creation

By supporting micro-entrepreneurs, we help spark economic activity in low-income areas. This leads to:

• New jobs for others in the community

• Skill development through enterprise

• Local economic resilience and innovation

• A powerful ripple effect that contributes to poverty alleviation and social impact

Our vision is to create a network of micro-businesses that uplift communities from within — one small investment at a time.

Moving Forward: From Feasibility to Field Impact

Our current feasibility phase focuses on:

• Assessing community needs and business viability

• Designing a transparent, accountable disbursement model

• Creating support systems for training, mentorship, and follow-up

• Ensuring repayment structures are fair, flexible, and manageable

Once the model is launched, Qarz-e-Hasna will serve as a transformative tool for social good, helping hundreds — if not thousands — of families step into a future of economic stability and self-worth.

Support the Movement

Whether you are an individual donor, a business leader, or a concerned citizen — you can play a role in empowering lives through interest-free lending:

• Sponsor a micro-entrepreneur

• Contribute to the revolving loan fund

• Mentor or train aspiring business owners

• Help us identify deserving beneficiaries